Financial

Banking & Financial Resources

Where the money gets handled.

A straight answer to a practical question: where do you bank, get cash, do your taxes, and find help with money matters when you live in or pass through Reardan? Here is the honest lay of the land, closest options first.

Reardan · Account of Record
The short version

Reardan has no bank branch of its own.

The nearest full-service banking sits about 13 miles west in Davenport, the county seat, and eastward toward Airway Heights and Spokane. In town, your quickest stop for cash is the ATM at the Reardan Store. It is a small inconvenience of small-town life, and an easy one to plan around.

In-town cash
ATM at the Reardan Store
Nearest branch
Davenport, ~13 mi west
In Reardan

Getting cash in town

There is no bank or credit union branch inside Reardan, but you do not have to leave town just to get cash.

ATM at the Reardan Store

The town’s convenient stop for cash withdrawals sits inside the Reardan Store on South Lake Street. Check for any operator surcharge before you withdraw, as independent ATMs often add a small fee.

Cash back while you shop

A fee-free alternative worth remembering: most debit-card purchases in town let you request cash back at checkout. It is often the cheapest way to get a little cash without a trip or a surcharge.

No ATM fee with most debit cards
Banks & Credit Unions Nearby

The nearest branches, by distance

Full-service banking within an easy drive of Reardan, listed closest first. Distances are approximate driving miles from town.

Institution Approx.
U.S. BankBank · Davenport
626 Morgan St, Davenport | (509) 725-5011 | usbank.com
~13
miles W
Horizon Credit UnionCredit Union · Davenport
1112 Morgan St, Davenport | (800) 852-5316 | hzcu.org
~13
miles W
STCU — Airway HeightsCredit Union
10811 US-2, Airway Heights | (509) 326-1954 | stcu.org
~15
miles E
Cheney Federal Credit UnionCredit Union · Cheney
520 1st St, Cheney | (509) 235-6533 | cheneyfcu.org
~22
miles SE
Spokane & Airway HeightsMany options
STCU, Numerica, Banner Bank, U.S. Bank, Chase, Wells Fargo and more, across Spokane’s west side
~20+
miles E

A note on choosing. Credit unions like Horizon, STCU, and Cheney Federal are member-owned and often have membership open to anyone who lives or works in the area. Whether a credit union or a national bank suits you better depends on your own needs. This page lists what is nearby; it does not recommend one institution over another.

Taxes & Money Help

Beyond the teller window

The other financial errands of life, from filing taxes to tracking down money that is rightfully yours.

Local tax preparation

For tax filing and accounting close to home, Leffel, Otis & Warwick in Davenport is a well-regarded local firm handling returns for area residents and farms.

Free tax help (VITA & AARP)

If you qualify by income or age, the IRS VITA program and AARP Tax-Aide offer free tax preparation each spring. Use the IRS locator to find the nearest Spokane-area site.

Seasonal, Jan to April

Property taxes

Real-estate property taxes are billed and collected by the Lincoln County Treasurer in Davenport, not the Town of Reardan. See the Government page for full county contacts.

Courthouse, Davenport
Washington State Resources

Money matters, statewide

Useful, official resources every Washington resident can use, free of charge. A quick note that Washington has no state personal income tax.

Worth Knowing

A quick word on protecting your money.

Rural residents and older adults are frequent targets of financial scams, from fake IRS calls to phony prize and grandchild-in-trouble schemes. No legitimate agency will demand payment by gift card, wire, or cryptocurrency. If something feels off, hang up and verify. Washington’s Department of Financial Institutions keeps free scam alerts and a helpline at dfi.wa.gov, and you can report fraud to the state Attorney General. When in doubt, slow down and ask someone you trust.

About This Page

This page is part of Discover Reardan, an independent community guide to Reardan, Washington. It is not affiliated with, endorsed by, or officially connected to any bank, credit union, tax firm, government agency, or other business named or linked here, and nothing on this page is an endorsement of any particular institution. All names, logos, and trademarks are the property of their respective owners and are used for identification and informational purposes only. This page is general information, not financial, tax, or legal advice; for guidance about your specific situation, consult a qualified professional. Locations, hours, phone numbers, fees, ATM surcharges, and services change, so please confirm details directly with each institution before you travel or open an account. Distances are approximate. Links to outside sites are provided as a convenience, and Discover Reardan does not control their content.